July 2023 - A Hundred Pennies

Make your dreams a reality with SMART goal-setting

Creating a plan, Establishing a starting point

Achieving financial freedom is a shared goal for many of us. We yearn to attain financial independence to provide for our families, secure quality education for our children, retire comfortably, and create a lasting legacy. While our end objectives may be similar, each of us must carve a distinct path to reach our financial goals. […]

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Snowball – replace debt with wealth

At some point in life, most people find themselves burdened with various debts, such as student loans, car loans, and credit card debt. The traditional approach of making minimum payments can lead to prolonged repayment periods and excessive interest payments. However, there is a powerful debt repayment strategy called the Snowball Method, which involves making